What Is Comprehensive Insurance?

closeup of a car key and a car insurance policy

New drivers finalizing their purchase of a new or pre-owned Toyota are often faced with several different insurance plans and left wondering if comprehensive insurance is right for them. While many insurance plans provide adequate coverage, comprehensive insurance is a unique option that Buford-area drivers can take advantage of to cover the cost of any damage done to your vehicle not caused by a car accident. This includes natural disasters, vandalism, theft, and more. Explore our comprehensive insurance coverage guide with the experts at Beaver Toyota of Cumming. 

Who Is Comprehensive Coverage For?

Comprehensive insurance is available as an improved option for drivers who want more confidence in their vehicle on any road in Alpharetta and beyond! Unlike liability insurance, which is legally required for drivers to have in nearly every U.S. state, comprehensive insurance, provides coverage for damage far outside of the range of basic insurance plans. For instance, comprehensive insurance could be a lifesaver if:

  • Your car is stolen or vandalized
  • An animal collides with your car
  • A tree falls on your car
  • A natural disaster damages your 

While our certified collision center is full of professionals ready in case of any mishap, comprehensive insurance can reduce the impact of unexpected costs. 

Is Comprehensive Insurance Right for You?

Deciding if what comprehensive auto insurance provides for your next Toyota may involve a variety of factors including budget, the car’s value, and how and where you drive. Consider the following before you make your decision:

  • What Are Driving Conditions Like Where You Live? Are the roads you frequent riddled with potholes? Is wildlife often present on your drives, or do high winds and thunderstorms make falling trees and limbs a common issue in your area?
  • What Is Your Current Financial Situation? If you had to pay to repair or replace your vehicle out of pocket right now, would you be able to?
  • What Are Your Driving Habits? A longer commute near Johns Creek may put you at higher risk for unexpected damages resulting from that extra normal wear and tear.
  • Does Your Car Hold a High Value? If your vehicle holds much of its original value, it may be more than worth it to protect that higher value. 

Ask our finance team experts to help you answer if comprehensive insurance cover fits your needs today! And if you’re working with a budget, consider our new vehicle specials in Cumming.

Travel With Confidence With Insurance From Beaver Toyota of Cumming

Now that you know the answer to, what does comprehensive auto insurance cover, it’s time to take the next steps! Whatever your insurance needs, our staff is ready to make your new or pre-owned Toyota prepared for any situation. Our Beaver Toyota of Cumming guides can also help you find more finance assistance like how to calculate your payment, or use our Toyota model comparison feature to find the perfect vehicle, accessories, and price for you and your family. Be sure to contact us to schedule a visit to our showroom in Cumming today!

Find Your Vehicle

Search By Keyword

Search By Filters

Saved Vehicles


You don't have any saved vehicles!

Look for this link on your favorites:


Once you've saved some vehicles, you can view them here at any time.

Contact Us


Call Now

1875 Buford Highway • Cumming, GA 30041

Get Directions

Today's Hours:

Beaver Toyota of Cumming 34.1598529, -84.1121392.