FLEXIBLE FINANCING

Any credit situation can be fixed!

Beaver Toyota’s Flexible Financing can help!

No matter what your credit situation, YOU ARE WELCOME AT BEAVER TOYOTA!

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You should be able to get financing for…

the car, truck or SUV you would like to buy, even if you…

Have subprime credit
Declared bankruptcy
Had a divorce
Had a repossession

Have no significant collateral
Are in between jobs
Do not have a ‘standard’ paycheck

Where can I get more answers?

We answer some right on this page, but feel free to call us!

You can talk to one of our consultants at any time about your credit score or finance application at 470-533-2000 (en espanol: 470-695-3951) You can also fill out our pre-approval credit application from the convenience of your home or office to get the process started.

Beaver Toyota will work with your credit situation to help you get the vehicle you need for your family or business. Don’t go to a “Buy Here, Pay Here” lot and risk getting ripped off! Beaver Toyota is here to help you buy a new or used vehicle, regardless of your credit situation.

Beaver Toyota loves helping people get past a bad credit situation.

Credit challenges require know-how, and our finance department is equipped with the right tools and skills for any situation.

Credit challenges also require the right attitude!

Our goal is qualifying you for the purchase, not finding reasons to disqualify you. Life happens, and everyone has a different financial situation. Our experts appreciate each customer, and do everything they can to help you to finance a car and rebuild your credit. Many people with subprime credit believe they have no choice but to go to a “Buy Here, Pay Here” dealership, where loan terms and practices can be dubious. At such dealerships, you might find they:

Install tracking devices on your vehicle
Require weekly or bi-weekly payments
Won’t report your payment history to credit bureaus
Only offer older cars with higher mileage

You deserve better.

Shop and buy with confidence at a quality dealership like Beaver Toyota. We respect you. No more tracking devices! We work with multiple credit lenders to get the best interest rate possible for you (these lenders literally compete to get your business!) We offer convenient payment structures. And your auto loan can go toward building and repairing your credit.

KNOW MORE ABOUT YOUR CREDIT SCORE!

Your FICO score is typically a factor in most loan applications. Learn all about credit scores and how they affect the interest rates you’re offered.

FREQUENTLY ASKED QUESTIONS

Q: How much will my payments be?

That depends on factors like car price, trade-in and down payment, interest rate, and number of months financed.

Q: Can I buy any car if I get approved?

We’ll help you figure out which vehicle you can afford. It will depend on credit score, income, and down payment.

Q: What will I need when I meet with your finance department?

Driver’s license, proof of insurance, form of payment (check, debit card, cash), proof of income (recent pay stubs, bank statements, 1099’s, disability/award letter), proof of residence (at least one: phone, gas, electric, cable, bank statement), and a list of personal references. If buying under business, bring the business license (you must be an authorized signer).